Are you a KCB customer looking to know which KCB credit cards to apply for? You have come to the right place.
KCB bank offers a credit card to its customers to use to make payments and pay later.
It is easy to apply for a KCB credit card if you meet the requirements and enjoy shopping or paying.
There are different credit cards you can apply for depending on the amount you would like.
KCB bank makes you enjoy financial stability.
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KCB Kenya Credit/Debit Card Requirements
To apply for a KCB credit card, you must meet these requirements categorized as employed and self-employed.
For the employed, here are the requirements;
1. Copy of National ID or Passport
2. Copy of latest Payslip
3. Must net pay of KES 20,000
4. Salary Bank statement of the Latest three months’
5. Duly filled credit card application form.
To the Self Employed
1. Copy of national ID
2. Business Registration
3. Bank statements detailing all transactions for the last six months
4. Duly filled credit card application form.
Types of KCB bank credit cards
KCB bank offers various credit cards depending on the amount you would like and where to use the credit card.
Here are the 4 KCB bank credit cards to apply for;
Gold Visa Card
Gold Visa cards are eligible for both KCB customers and non-customers.
After a successful application, you can get a credit card limit of up to Ksh.20, 000 and above.
The limit will depend on your salary or your bank statement.
KCB Platinum Visa Card
A Platinum visa card is meant for paying for hotels, flights, and other recreation activities.
After a successful application, you can enjoy a limit not less than ksh.30,000 and above, depending on your salary and bank statement.
KCB Gold MasterCard
Gold MasterCard is meant for KCB customers and non-customers.
You can use the card to fuel your car, shop, pay at your favorite restaurant or make any other payment.
The card comes with a limit of Ksh 50 000 and above.
KCB Classic Visa Card
Gold Visa cards are eligible to both KCB customers and non-customers to help them be financially stable.
After a successful application, you can get a credit card limit of up to Ksh.20, 000 and above.
The limit will depend on your salary or your bank statement.
It is an ideal credit card to apply for starters.
How To Apply For A KCB Credit Card
To apply for a KCB credit card, you need to visit the nearest KCB bank branch with all the requirements.
You will be guided on the bank’s application process and informed when you would receive the credit card.
KCB Bank Credit Card Rates & Fees
1. Monthly fee of 3.5% of the total amount due
2. Cash advance fee of 6% of the amount accessed.
3. Late payment fee of 5% of the total outstanding balance
4. Over limit fee of Ksh 1,000
5. Annual fee – Ksh 3,000
6. A card replacement fee of Ksh 1,000
7. Supplementary card of Ksh 1,000
8. Minimum repayment of10% of the total billed amount.
That is all you must know about KCB Cards.
Here is the list of our KCB articles:
Fixed Deposit, Mobi Loan, Careers, Cub Account, Forex Exchange, Types of Accounts, Activate Mobile Banking, Mpesa Loan, Savings Account, Tuungane Chama Account, KCB Opening Hours, KCB Mpesa Interest Rate, Diaspora Banking, Salary Advance, Paybill Number, Savings Interest Rate, Business Account, Prepaid Master Card, KCB Student Account.
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I want to stop using my credit card