Here we are today; I know that maybe at some point you have wanted to own the UBA visa dual currency debit card.
This debit card is one of its kind, and you can make purchases over the internet where Visa payment is acceptable.
Imagine how technology changed drastically from people using bags to carry cash to people having debit cards.
Having your money with you in just a card, no one could imagine that we would reach this point at some point.
And as you all know; this is becoming more interesting as the technology is growing fast and changing every time.
In this guide, I will show you what it means by dual currency and more about the visa debit card.
The UBA Visa Dual Currency Debit Card (DCDC) In Nigeria
The UBA visa debit card (DCDC) is a card that is issued to your Naira and USD dollar domiciliary account in Nigeria.
After that, whenever you make local purchases or withdrawals in Nigeria, your transactions are routed through your Naira account.
But transactions are routed through your USD dollar account whenever you make international purchases or withdrawals.
This is the unique feature that is called dual currency functionality.
To have the UBA visa dual-currency debit card (DCDC), you need to have an active domiciliary account and Naira account, and if you might not have any of the accounts, you can open one.
UBA Dual Currency Debit card Transaction Limit
The transaction limits are as follows, but for international transactions, limits are subject to market changes:
| The maximum amount you can withdraw from an ATM within 24 hours | 150,000 Naira |
| The maximum amount you can spend on a POS or the internet within 24 hours | 1,000,000 Naira |
This card is accepted globally, and it is only available on Naira current or savings accounts.
The UBA visa dual currency (DCDC) debit card is only valid for three years from the month of issue, and it requires a PIN for all ATM and POS transactions.
How Much Does This Debit Card Cost?
The fee of getting a new UBA visa dual currency (DCDC) debit card is 1,000 naira (plus VAT) and the cost for replacing a lost one, damaged or either an expired one is 1,000 naira plus VAT.
The annual fee for the card maintenance is 20 dollars, and the cash withdrawal when abroad is $3.50 plus the acquirer fee.
This is all you need to know about UBA visa dual-currency debit cards (DCDC).
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