If you are in critical need of money your best bet is to get a UBA instant loan in Nigeria. But someone may ask, how do I get UBA quick loan? Do not worry.
In this article, we have detailed a step by step guidelines on how to get an instant loan from UBA Bank in Nigeria for your urgent financial needs.
Salary earners are one of the people who are usually tied to the corner in case of monetary emergencies.
That is because they do not see money every day compared to regular self-employed and traders on the street, and as such must always wait for the month to end.
As a result of that, anytime they are in a crisis that needs money to resolve, it becomes very difficult for them to secure funds instantly.
However, because emergencies require instant solutions to resolve, UBA Bank Nigeria has launched a loan product that offers you money instantly for your urgent needs.
It is called click credit, in other words, quick loan, and anyhow you call it, you should always know that it is instant.
That means that you do not need to wait for approval to receive cash as once you have requested it, the money is credited to your account instantly.
The good news is that you do not need any documents or collateral to apply for UBA instant loan.
What Is UBA Quick Loan
UBA Bank quick loan is a loan product designed for salary earners who have an account with UB ABank Nigeria to secure funds for their emergencies instantly.
It gives you a loan in less than a minute, and you can get up o 1N million with an interest rate of 30% yearly and 2.5% monthly.
Ways To Apply For UBA Bank Instant Loan In Nigeria
1. UBA Bank USSD loan code or PIN.
2. Online Banking
3. UBA Leo On WhatsApp, & Facebook.
4. UBA Bank mobile banking service
5. UBA Mobile App.
That is how to borrow money from the UBA Bank.
Requirements To Apply For UBA Instant Loan In Nigeria
Below are the things you need to get an instant loan from UBA Bank in Nigeria:
1. UBA Bank salary account
2. Salary account number
3. Mobile phone number linked to a UBA account
4. Activate UBA mobile banking
5. UBA Mobile App
6. UBA Bank online banking account
Those are the things you will need to borrow money, however, it depends on which way you want to use to apply.
In that case, you may not need all the requirements above.
In this case, we shall show you how to get UBA instant loan using the USSD code, as that does not require much to apply.
What Is The UBA Quick Loan Code
The UBA Bank Nigeria quick loan code is *919*28#.
That is the code to borrow money from UBA Bank.
It is available to all UBA account holders in Nigeria and you can access it from all mobile networks.
You can only access it on your mobile phone number linked to your UBA bank account.
How Do I Qualify For UBA Bank Quick Loan
You must receive your salary through your UBA account for the past 6 months to qualify for UBA quick loan in Nigeria.
Also, you must have operated your account for more than 6 months with active transactions.
How Do I Get UBA Quick Loan In Nigeria
To successfully apply for UBA Bank quick loan, follow the basic steps below:
1. Dial *919*28& on your phone number linked to your UBA account.
2. Enter the amount of money you want
3. Read and accept their terms and conditions.
4. Proceed and enter your UBA mobile banking or transfer PIN.
5. Complete the process.
6. If you are eligible, your account will be credited with the exact amount instantly.
That is how to apply for a UBA bank instant loan in Nigeria.
What Is The UBA Quick Loan Interest Rate
The UBA quick loan comes with an interest rate of 30% for the whole year and 2.5% every month.
That means that you will pay an interest of 2.5% every month for a 12 months period, accumulating to 30% for the year.
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