Do you want to make a money transfer from one bank account to another, either locally or internationally, at CalBank? Then you need to know what CalBank SWIFT code is.
The CalBank SWIFT code is an essential parameter in inter-bank money transfer.
Without it transferring money from one bank account to another will be very clumsy, and this tells you how SWIFT code is important.
Society for Worldwide Inter banking Financial Telecommunication (SWIFT) code provides identification details of the destination bank.
It helps locate the country, identify the bank and verify the account before a transaction is made.
This helps prevent any breach in financial security, especially when you are transferring a huge sum of money.
Not only does the SWIFT code helps in financial transactions between banks, but it is also used to exchange messages between each other.
In other instances, the SWIFT code is also referred to as BIC, Bank Identifies Code, and it is the same, and hence they carry out the same operation when it comes to interbank transfers.
Cal Bank Ghana also performs interbank transfers for its customers using the SWIFT code/BIC and other interbank financial transfers.
All cross behavior and local bank transfer mostly revolve around the SWIFT code/ BIC and the IBAN parameters.
Most people usually replace the SWIFT code space when the IBAN, which can make your transaction very difficult unless otherwise noted before the transaction is carried out.
The International Bank Account Number (IBAN) provides the account number details on the destination bank.
It is different from the SWIFT code. Hence take note when carrying out a transaction at any Cal Bank branch in Ghana.
Since there are some technicalities involved in making interbank transfers, I will entreat you to call for assistance from any banking officials at the Cal Bank branch if you face even the slightest difficulty.
What Is The CalBank SWIFT Code
Cal Bank BIC/SWIFT code is made up of eleven (11) alphabets. All of these eleven (11) alphabets are compartmentalized to stand for different things.
• The first four (4) letters stand for the bank’s name or the bank’s code
• The following two (2) letters represent the country’s code
• The other two letters following the country code stand for the location code
• The last three (3) letters represent the bank branch
Official Swift Code For CalBank Ghana
Below are all the CalBank Swift codes for money transfer:
Does All CAL BANK Branches Have SWIFT Code
No, as at the time writing this guide, Cal Bank Ghana had only two BIC/SWIFT codes for their branches in Ghana, their head office, and their Business Custody Branch at Tema.
This, however, does not deny the financial transaction. Cal Bank Ghana has its channel through which it ensures other branches benefit from this service.
Can CalBank SWIFT Code Be Used At Any Of Their Branches
Yes, once you correctly input the SWIFT code for the bank coupled with the correct details of your account with Cal Bank, it permits you to carry out the transaction under strict security conditions.
The SWIFT code in Ghana represents Cal Bank Ghana anywhere around the world.
Hence, you can use it no matter where your branch is, but in cases where there is a SWIFT Code/BIC for your branch, it will be preferably better to use that one.
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