Most Americans do not know the JDCU ATM withdrawal limit. If you are among the many who don’t know, then this guide is meant for you.
Jeanne D’Arc Credit Union (JDCU) is a not-for-profit member-owned organization established in 1911.
The credit union has its headquarters in Lowell and has been rated as the 6th largest credit union in the state of Massachusetts.
Membership to the credit union is open to those who live, work, or attend school in the Massachusetts counties of Essex or Middlesex or the New Hampshire counties of Hillsborough or Rockingham.
Why JDCU Has ATM Withdrawal Limits
Credit unions set a daily spending maximum for your debit cards and ATM cards. If you try withdrawing more than the maximum allowed, your card will be declined even if you have enough money in your checking account until the limit resets.
ATM withdrawal limits depend on the time you’ve been a customer at the bank, the type of account, and your account balances.
ATM Withdrawal limits are a fraud prevention tool used by the bank to control fraudulent activities if your card and PIN get lost or stolen.
These are the reasons JDCU has ATM withdrawal limits in the US.
What Is The ATM Network
You can withdraw cash at any JDCU ATM, mostly found at JDCU branches.
You can also withdraw from other ATMs not operated by JDCU but at a fee.
To find the nearest ATM, click on this link; https://www.jdcu.org/locations-atms/.
This is the JDCU ATM network in the US.
JDCU ATM Withdrawal Limit
The credit union has not clearly stated the daily, weekly, or monthly ATM withdrawal limits.
However, most credit unions have an ATM withdrawal limit of $400 to $1,000 per day.
Daily ATM withdrawal limits are usually reset at midnight every day, while the weekly limits are reset at midnight on the 7th day.
This is the JDCU ATM withdrawal limit in the US.
What Are The Charges
There are no charges for ATM cash withdrawals at JDCU ATMs.
You get eight free transactions per month when using non-JDCU ATMs.
After the limit, you will be charged a surcharge fee of $1.50 for every transaction made.
These are the JDCU ATM withdrawal charges in the US.
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