Are you interested to learn about the Desert Financial ATM withdrawal limit in the US? If you do, then read through this guide.
Desert Financial credit union provides exceptional services and a full range of financial solutions in Arizona.
The financial credit union is based in Phoenix and operates 53 branches and service centers across Gila, Maricopa, Pinal counties, and Arizona.
Membership in the credit union is open to people who live, work or study near a branch and are residents of Arizona.
Why Desert Financial Has ATM Withdrawal Limits
Credit unions set a daily spending maximum for your debit cards and ATM cards.
If you try withdrawing more than the maximum allowed, your card will be declined even if you have enough money in your checking account until the limit resets.
ATM withdrawal limits depend on the time you’ve been a customer at the bank, the type of account, and your account balances.
Your relationship with the credit union also contributes to the set ATM withdrawal limit.
Withdrawal limits are a fraud prevention tool the bank uses to control fraudulent activities if your card and PIN get lost or stolen.
These are the reasons Desert Financial has ATM withdrawal limits in the US.
Desert Financial ATM withdrawal Limit
The daily ATM withdrawal limit for the free checking accounts is $500.
The daily ATM withdrawal limit for Money Market, Business Checking, and Business Checking Plus accounts is $1,000.
You can withdraw cash from any ATM displaying the CO-OP logo surcharge-free.
This is the Desert Financial ATM withdrawal limit in the US.
How To Change Your ATM Cashout Limit
You need to contact the credit union for a limit increase.
Alternatively, you can upgrade your account to an account with a higher ATM withdrawal limit.
If you still need more cash, visit the nearest Desert Financial credit union and withdraw over the counter.
Cash withdrawal at the credit union branch doesn’t have any limits.
If you have any inquiries or issues with the ATM withdrawal limit, contact the credit union at 1-602-433-7000.
This is all the information you need about the Desert Financial ATM withdrawal limit in the US.
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