In our guide today, we will show you the Desert Schools ATM withdrawal limit in the US.
Desert Financial Credit Union offers deserts schools’ federal credit union checking accounts.
Based in Phoenix, Arizona, the credit union was founded in 1939 and currently has over 300,000 members and 50 branches.
The credit union is only available in Arizona and doesn’t provide access to a nationwide ATM network.
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Desert Schools ATM withdrawal Limit
The daily ATM withdrawal limit for the free checking accounts is $500.
You can withdraw cash from any ATM displaying the CO-OP logo surcharge-free in Arizona.
This is the Desert Schools ATM transaction limit in the US.
Why Desert Schools Has ATM Withdrawal Limits
Credit unions set a daily spending maximum for your debit cards and ATM cards to secure the accounts and credit union.
If you try withdrawing more than the maximum allowed, your card will be declined even if you have enough money in your checking account.
ATM withdrawal limits depend on your account type with the credit union and your account balances.
Your relationship with the credit union also contributes to the set ATM withdrawal limit.
Withdrawal limits are a fraud prevention tool used by the credit union to control fraudulent activities if your card and PIN get lost or stolen.
These are the reasons Desert Schools has ATM withdrawal limits in the US.
What Are The Charges
Cash withdrawal at in-network ATMs is free of charge.
You get two free monthly withdrawals at the CO-OP ATMs, after which you are charged $3 for out-of-network ATM withdrawals.
The credit union is considered to have one of the highest out-of-network ATM withdrawal charges.
These are the Desert Schools ATM withdrawal limits in the US.
How To Change ATM Withdrawal Limit
You need to contact the credit union for a limit increase.
Alternatively, you can upgrade your account to an account with a higher ATM withdrawal limit.
If you still need more cash, visit the nearest branch and withdraw over the counter.
Cash withdrawal at the Desert Schools branch doesn’t have any limits.
If you have any inquiries or issues with the ATM withdrawal limit, contact Desert Schools through 1-602-433-7000.
This is all the information you need about the Desert Schools ATM withdrawal limit in the US.
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