Today’s guide will show you the US Navy Federal Credit Union Mobile Deposit limit.
Mobile deposits allow you to deposit personal and business checks safely and securely with your mobile device without having to visit a branch or ATM.
You can only deposit eligible items or checks according to the Navy Federal terms and conditions.
What Items Are Not Eligible
Below are some of the checks that are not eligible for mobile deposit:
- Money orders and traveler checks
- American Express gift cheques
- Savings bonds
- Checks containing an obvious alteration
- Checks are drawn or issued by you or any other party on any of your Navy Federal accounts
- Checks previously converted to a substitute check
- State-issued registered warrants
- Checks from a closed account at another financial institution
- Fiduciary checks
- items not payable in US dollars
- checks are drawn on financial institutions located outside the US
These items are not eligible for Navy Federal Credit Union mobile deposit in the US.
Navy Federal Credit Union Mobile Deposit Limit
The Navy Federal credit union mobile deposit limit is $50,000 per business day.
Mobile deposits should be submitted by 6:00 pm ET from Monday to Friday.
You will receive a deposit approval email for an item considered received the same day.
Deposits made on weekends and public holidays are received the next business day.
Navy Federal has the right to modify the deposit limit or the number of deposits you can make using mobile deposit.
This is the Navy Federal Credit Union mobile deposit limit in the US.
When Are My Funds Available
When you make a deposit from Monday to Friday before 6:00 PM ET, up to $225 is available for you when the deposit is approved.
The remaining funds of deposits under $2,000 are available on the first business day of approval.
The remaining funds of deposits between $2,000 and $50,000 are available the second business day after the day of approval.
For deposits made Monday to Friday after 6:00 pm ET on weekends and during a federal holiday, up to $225 is available after the deposit is approved.
The remaining funds of deposits under $2000 are available on the second business day after approval.
The remaining funds of deposits between $2,000 and $50,000 are available on the third business day after approval.
This answers the question of when your Navy Federal credit union mobile deposit funds are available in the US.