In an advanced world with enhanced technology, the banking sector is slowly driving away from the use of checks, even though many people still use them for numerous reasons, and today’s guide will enlighten our readers on how to cash a check at FirstBank Nigeria.
The detailed information on how to cash a check is discussed in this article, so it will be advisable to read to the end to grasp every bit of information shared.
The introduction of digital banking such as mobile banking, online banking, and many others has gradually affected the use of checks by persons and businesses.
With the low usage of checks, many others can let go of the old-fashioned way of making payments to individuals and businesses.
At the of this guide, you’ll be fed with insight information about cashing a check with the First Bank Nigeria so let’s proceed for more information.
What You Will Need To Cash A Check At FirstBank Nigeria
The list below are some of the requirements you will have to provide to cash your check at the First Bank Nigeria:
1. Valid ID (driver’s license, passports, and more)
2. Valid check document
3. Your bank debit card
How To Cash A Check At The FirstBank Nigeria
Follow the steps below to cash a check at First Bank Nigeria:
1. Make sure you get a valid ID, valid check document, and debit card are with you
2. Visit any nearby FirstBank branch
3. Follow the right process at the premises to reach out to a teller
4. Hand over your ID, check and debit card to the teller
5. The teller will then process the check and cash out the money for you
6. Take back your ID and debit card and leave the premises after completing the process
Who Qualifies To Cash A Check At The First Bank Nigeria
Checks come with a recipient(s) name, and to cash out a check, the recipient(s) whose name appears on the check all qualify to cash the check.
Note that every person whose name appears on the check must endorse the check by signing at the other side of the check before it can be cashed at the bank.
How Long Does It Take For A Check To Expire At FirstBank Nigeria
It is said that checks don’t expire, but many banks have implemented a system where checks become stale-dated after six months or more after the date of issue.
So, always ensure that your checks are cashed before six months, and it will be advisable to make inquiries from FirstBank Nigeria to be certain about stale-date checks.
Can One Cash A Check At First Bank Without A Bank Account
One doesn’t have to be an account holder with FirstBank Nigeria to cash a check with the institution.
Provided that the check is issued from the First Bank, your check will be cashed with immediate effect.
That is the information we can share on how to cash a check at the FirstBank Nigeria.