Do you want to cancel your FNB Cheque account and don’t know how to go about it?
Worry not, you have come to the right place, and here I will enlighten you on various ways on how to close an FNB Cheque account without hassle.
Whether you want to open another type of FNB Cheque account or would like to switch to another bank, it is prudent to close your earlier business account.
But before closing the account, there are a few requirements you need to meet.
Requirement To Close FNB Cheque account
Many people do try to close their FNB Cheque account while there is still payment ongoing, while others have bank balance or negative balance.
Even if you try, the bank will not close the account.
The bank deems it still active.
It is simple to close a bank account but, here the checklist of things first to do.
1. Payments linked to the account
After requesting FNB to close your Cheque account, the process takes around one week.
However, there may be some delays in case a debit order comes through the account.
It will mean the account is in areas and delay the account cancellation process.
The solution to avoid such an occurrence is to cancel any debit payment linked to the account.
It may be a loan; insurance ensures you have to link the payment to another account before requesting account cancellation.
2. Cancel any automatic card payments linked to the account
If you have your business account debit card, before closing the account, cancel it.
The move is to ensure there is no unexpected card payment done like subscription renewal.
3. Withdraw or transfer the balance on your account
FNB cannot close an account with either a positive or negative balance.
Hence, you ought to withdraw the balance or clear the debt in the account.
It doesn’t matter the amount; even it is R1.00 cents empty the account.
The negative balance usually arises after the monthly account fee applies.
How to close FNB Cheque Account
If you meet all the above requirements, here are the ways you can close your FNB Cheque account:
1. Close Cheque Account Via email
You can request FNB to help you close the business account by writing an email at firstname.lastname@example.org.
Ensure the email has details on why you would like to close the account.
2. Cancel Your FNB Cheque Account Via call Center
You can also call the FNB call center and request to close the business account.
The FNB call center telephone number is 087-575-9404.
3. Using The Chat Feature To Close FNB Account
You can also initiate FNB business account cancellation by visiting the FNB website and click the ‘Chat us‘ button.
That is all you should know about how to cancel your FNB Cheque Account in South Africa.
My account was blocked since November 22, it’s now sorted after many emails and forms (fica) etc done, I’m living in the UK now which I have informed them. Their app doesn’t let me register my iPad with them so the app doesn’t let me transfer or anything, I have opened another acc in readiness of depositing my funds into from Fnb, I have emailed them to close or to put me on non resident acc but that’s ignored so far, I’m nit very tech savvy and find their app confusing, any help would be appreciated