Today’s guide briefly discusses the US Altura Credit Union mobile deposit limit.
You can deposit your check through the Altura Credit Union mobile app.
All you need is to take photos of the back and front of the check through the mobile app and submit them for deposit.
You need to endorse the check with your signature and include the name ‘Altura Credit Union’.
The guide will also briefly show the following:
- The advantages and limitations of mobile deposit
- Unacceptable items for mobile deposit
Table of Contents
Altura Credit Union Mobile Deposit Limit
The Altura Credit Union mobile deposit limit is $2,500 per day.
The mobile deposit limit may change anytime at the credit union’s discretion.
You will have to seek alternative deposit methods to deposit checks when you reach your deposit limit.
This is the Altura Credit Union mobile deposit limit in the US.
What Are The Advantages
Mobile deposit saves time faster than going to the credit union or an ATM.
You do not require a deposit slip to use a mobile deposit.
You can deposit your check anytime and anywhere, provided you have your mobile device.
These are the major advantages of using Altura Credit Union mobile deposit in the US.
Limitations Of Altura Credit Union Mobile Deposit
With mobile deposit, you get access to your money more slowly as the funds are often on hold for longer than checks deposited through traditional deposits.
You may not be able to deposit large or many checks through mobile deposit.
There is no automatic record keeping and accounting integration like when you deposit through the credit union.
These are the limitations of Altura Credit Union mobile deposit in the US.
What Are The Unacceptable Items
Below is a list of items you cannot deposit using mobile deposit:
- Items were drawn on your account or your affiliate’s account
- Items stamped with a non-negotiable watermark
- Items issued by a financial institution in a foreign country
- Incomplete checks
- Stale dated or post dated checks
- Third-party checks
- Items that did not originate as a paper item
- Items not payable in US dollars
This is all you need to know about the US’ Altura Credit Union mobile deposits.