In our guide today, we will briefly look at the Absa comprehensive car insurance in South Africa.
The comprehensive coverage helps cover the cost of damages to your vehicle from an accident that is not caused by a collision.
The insurance also covers theft, vandalism, hail storms, and hitting animals.
Absa allows you to buy a car insurance policy, register claims instantly, and get emergency assistance conveniently through the Absa Sure portal.
We will first show you the limit of the comprehensive cover.
What Is The Limit
The cover is optional, and you do not select a limit for a comprehensive.
You are compensated based on the actual cash value of your vehicle, and you are responsible for paying your selected deductible.
When you take an Absa car loan, however, you must take comprehensive insurance in case of loss or damages.
This is the limit of Comprehensive car insurance in South Africa.
Absa Comprehensive Car Insurance
The insurance, also known as ‘other than collision cover,’ covers damages to your vehicle that the collision coverage does not.
Things covered by this insurance include:
- Damage to the car due to an accident
- Damage from storms, floods, or hail
- Damage by fire
- Theft of your vehicle or attempted theft
- Damage to other people’s property
- Liability to a third party caused by an accident involving your car
The coverage is used to repair the damages caused to your vehicle and is used no matter whose fault the situation is.
The cover helps to pay for repairs over your deductible, so you won’t be stuck paying the entire bill on your own.
This is all that is covered by the Comprehensive car insurance in South Africa.
What Is Not Covered By The Absa Comprehensive Car Insurance In South Africa
The insurance does not cover damages caused by hitting another vehicle or object.
For example, if you are driving and hit a zebra on the road, the damage will be covered, but if you swerve to miss the zebra and hit a tree, the comprehensive coverage will not apply.
This type of accident is considered a collision with an object.
Your vehicle’s normal wear and tear are also not covered under this insurance.
This is all you need to know about Absa comprehensive car insurance in South Africa.
