If you have been searching for insightful information about FirstBank Visa card, you are reading the right guide whose purpose is to discuss in detail FirstBank Visa cards.
Hence, we advise you to keep reading till the end of this guide to help apprehend all the information shared.
We all need a secure tool to protect our money and bank account information when making purchases or performing withdrawals.
The damage that can be caused when you don’t choose the right security and protection service for your bank account can be disturbing.
For security, convenience in banking, and safety purposes to protect one’s bank account is the reason why FirstBank has made provisions for FirstBank Visa cards.
You don’t have to carry physical money all the time. Several inconveniences might arise, and you can lose all your money within a wink.
FirstBank Visa card is here to provide you with the services to make purchases online, make payments the digital way anywhere you find yourself in the world.
If you love online shopping, the FirstBank Visa card will help you make all your transactions successful without any form of restrictions.
That’s some interesting facts about FirstBank Visa cards, and let’s proceed with our discussion for more vital information.
Table of Contents
What Is FirstBank Visa Card
FirstBank Visa card is a credit/debit card issued to customers of FirstBank. Some of these cards are issued by invitation, whilst others can be applied for when you meet the requirement.
The FirstBank Visa card is linked with your FirstBank account and given you access to numerous benefits that can help you enjoy the freedom to control your money anywhere you find yourself in the world.
What Type Of Visa Cards Does FirstBank Have
Below are the Visa cards issued by FirstBank Nigeria:
1. FirstBank Visa infinite
2. FirstBank Naira credit card
3. FirstBank Visa gold
Each of these Visa cards has its specification and is purpose-driven. So, more inquiries are required to know the type of card that suits your FirstBank account.
What Is The Difference Between FirstBank Visa Infinite, Naira Credit Card, And Visa Gold
The following are some of the features that differentiate between the FirstBank Visa infinite, Visa gold, and Naira credit card:
1. FirstBank Visa Infinite Card: this is the highest standard of Visa cards issued by FirstBank Nigeria
The card is strictly issued by invitation and targetted owners/MDs of organizations, High Net Worth Individuals (HNI), and ultra-high net worth individuals.
The Visa infinite card functions as a credit or debit card depending on the customer’s request.
2. FirstBank Visa Gold: this card is an international premium credit card issued in partnership with Visa International
The FirstBank Visa gold card is denominated in US Dollars and secured by a chip and security PIN.
Cardholders can have access to $1,000 on ATM, $10,000 on POS, and $5,000 on WEB anywhere they find themselves around the world.
3. FirstBank Naira Credit Card: this is a Naira denominated card that is only available to investment holders (fixed deposit, treasury bills, and CASA)
The card is issued in partnership with Visa International. Over 29 million locations accept the Naira credit card.
You can also make withdrawals at over 1.8 million ATMs in over 200 countries around the world.
What Are The Fees Associated With FirstBank Visa Cards
The lists below are the fees associated with FirstBank Visa cards:
1. FirstBank Visa Infinite Fees:
Card joining/Reissue fee – $3
Annual maintenance fee – $20
Interest fee – 2.5% flat
Default fee – 0.25% flat per month
Card replacement fee – $3
Supplementary card fee – $3
PIN re-issue fee – $2
POS and WEB fee-free
ATM withdrawal fee – $3
POS cash advance fee – $3 + 1%
2. FirstBank Visa Gold Fees:
Issuance fee – $3
Annual Maintenance Fee- $20 taken upfront at issuance
Purchase fee (POS, Internet) – Free
Web fee – Free
ATM withdrawal fee – $3
Card Replacement Fee – $3
3. FirstBank Naira Credit Card Fees:
Issuance fee – N1,000
Annual maintenance fee – N600 i.e. N50/Month
Insurance Fee – N1,500
Purchase fee (POS, Internet) – Free
Web fee – Free
ATM withdrawal fee – 3%
FirstBank Card Replacement Fee – N1,000
Interest Fee – 2.5%
We will like to end our discussion at this stage of the guide, and we hope the information shared has been helpful.
