You might be concerned about carrying your FirstBank debit card with you everywhere you go. Then this guide will reveal to you if First Bank does cardless withdrawal.
So, we recommend you keep reading till the end of this article to help grasp every piece of information shared.
Today most ATMs in Nigeria are equipped with the cardless withdrawal option, but unfortunately, not all banks have adopted this service.
As humans, we are meant to forget, lose or misplace our debit cards, and this unfortunate situation must not be a standing block to prevent one from withdrawing money from their accounts.
The infusing of technology in the Nigerian banking sector has created a simple way for banking.
With many banks, it doesn’t matter anymore if you have in possession of your debit card or not. You can still withdraw money.
Get ready for FirstBank cardless withdrawal, and let’s proceed with some more detailed information.
What Is Cardless Withdrawal
Cardless withdrawal is a form of withdrawal mostly associated with ATMs. This withdrawal option offers customers the chance to withdraw money from their bank accounts through an ATM without using a debit card.
Is Cardless Withdrawal Safe
Cardless withdrawal is as safe as withdrawing with your debit card, all you need to do is to generate your PayCode, and you can withdraw your money from any bank that has ATM cardless withdrawal option.
Without your debit card, the safest way to withdraw money is to request for withdrawal through your internet, USSD, or mobile app banking service and herd straight to the nearest ATM with a cardless withdrawal option, and you’ll have your physical cash at hand.
Does First Bank Do Cardless Withdrawal
Yes, FirstBank Nigeria ATMs have the cardless withdrawal option that has given every customer who forgot or misplaced their debit card the chance to withdraw money from their account.
All that is needed is to generate a PayCode, and without your debit card, you can withdraw money from FirstBank ATM.
How Do I Use My FirstBank Cardless Withdrawal
Follow the steps below to help use your FirstBank Nigeria cardless withdrawal:
1. Dial *894*0# on your phone number linked to your account.
2. Type in your information and your mPIN to authenticate your request
3. Generate a one-time 4-digit PIN
4. Create a new PIN and hit on the “Send” button
5. An SMS that contains your PayCode will be sent
6. Locate any nearest FirstBank Nigeria ATM
7. At the ATM, press the “Enter” button
8. Then select the “Cashless Withdrawal” option
9. On the new screen, enter the “Reference Code” received on your phone
10. Then enter the amount to withdraw
11. Hit on the “Enter” button to withdraw your money
That is the information we can share to inform you if FirstBank does a cashless withdrawal.