Today’s guide will show you the Chime mobile deposit limit in the US.
Chime is one of the most popular online-only banks available in the US.
Chime mobile deposit allows you to add funds to your account while skipping the trip to the bank.
You have to take a picture of the front and back of the check with your smartphone or mobile and deposit it using a mobile app.
Who Can Use Chime Mobile Deposit
Your eligibility to use Chime mobile deposit is based on the history of any Chime-branded account. You have your direct deposit history and amounts, and other risk-based factors.
You can use a mobile check deposit if you have received a direct deposit of at least $1 from an employer or payroll provider, a gig economy payer, or Government benefits.
You should receive employer, payroll provider, and government benefit deposits as automated clearing house transfers.
Gig economy payments can be received as either Automated clearing house (ACH) transfers or Original Credit Transactions (OCT).
Chime automatically enables a mobile check deposit in your app one business day after you receive a qualifying deposit.
This is the eligibility criteria for Chime mobile deposit in the US.
Can I Deposit A Personal Check With Mobile Deposit
Yes!
You can deposit your personal checks via Chime mobile deposit.
You can deposit a check if:
- It is payable only to you in US dollars
- It’s free of alterations, illegible items, or signs of fraud
- It’s from a financial institution located within the US
- It’s not a digital reproduction
- It was not created remotely
- It has not been previously deposited at another institution
This answers the question of whether you can use Chime mobile deposit for personal checks in the US.
Chime Mobile Deposit Limit
You can make up to 3mobile deposits with Chime every 24 hours.
The chime mobile deposit limit is $10,000 every month.
If you reach your daily or monthly limit, you must visit any authorized retail locations to make deposits.
Authorized retailers include Dollar General, Walgreens, CVS, Rite Aid, Circle K, Walmart, 7-Eleven, Family Dollar, and Kwik Trip.
This is the Chime mobile deposit limit in the US.
