Do you want to open an account with GCB, and you do not know what you will need to complete the process? Or you have a problem with figuring out what you will need to open a bank account at GCB.
Then this guide contains all the requisite information to help you complete set up your Ghana Commercial Bank account.
Admittedly, we are all aware of how important it is to have a bank account in this is our modern world, but sometimes more than just a problem is finding the right bank in Ghana which meets the global standard to start your financial transactions with.
What Do I Need To Open Bank Account At GCB
Ghana Commercial Bank has more than one account type, and they have a savings account (which is further grouped into three), the current account, the investment account, and others.
The requirements for opening an account at Ghana Commercial Bank have a list of similarities, and they only differ on few grounds concerning whether it is an individual account or an organization account.
For individual accounts, you will need the following things before you can open the account at GCB:
1. Two passport-sized pictures
2. Valid National identification document (passport, Ghana card, voter ID, Driver’s license
3. Proof of residency (you can use your utility bill or tenancy agreement letter
4. Proof of postal address
5. Initial deposit depending on the account type
Requirements To Open GCB Bank Business Account
For an organization that wants to open an account with Ghana Commercial bank, you will need the following:
1. Company’s representatives
2. Company’s name
3. Signature of company’s rep
4. Initial deposit
5. Work permit of the company
6. Postal address of the company
Things You Need To Open An Account With GCB In Ghana As A Foreigner
Also, for foreigners who want to open an account with GCB, they will need the following:
1. Foreigners work permit
2. Two passport-sized photographs
3. Proof of residency
4. Proof of postal address
5. Initial deposit
How Much Does GCB Charge For Opening An Account
There is no fee charge for opening an account with GCB, the only money involved in it is the initial minimum deposit you will need to make to make the account active.
If an extra cost is incurred, it may be due to the photocopy of documents if the bank’s photocopies are not functioning as at the time you were opening the account.
Can I Open GCB Account For My Kid
Ghana Commercial Bank has an account provision for all ages. There is an account that you can open for your kid, which is called a KidiStar savings account.
This account compasses the age group up to 17 years. Hence, once the kid turns 18 years, you need to change the account owner.