Wondering whether you can open a GCB Bank account without a passport? using your passport. Well, this guide will answer that question for you.
Let’s get started.
What Is A Passport
A passport is an official document in the name of a state. It is issued by the state, authorizing its holders’ identity and citizenship, and confers the right to travel to other countries.
Can I Open A GCB Bank Account With A Passport
Yes, you can open an account with Ghana Commercial Bank using your passport, and this does not mean it is a compulsory element in registering a GCB account.
The passport has a unique system-generated number on it, which corresponds to the individual’s information. This is often used as an authentication medium to authorize your bank account at the Ghana Commercial Bank.
Most people rarely use it. Some substitutes can be used in place of the passport, like the Ghana Card, Voter ID, and driver’s license.
Can I Open GCB Account With Expired Passport
No, it is not possible to use an expired passport for opening a bank account at GCB. You will need to either renew the passport to make it active or use other alternatives for registering an account with Ghana Commercial Bank.
In cases where your passport expires after opening the GCB account, your account will still stand to be valid. All other operations like depositing or withdrawing will not require your passport. You require your bank account details (i.e., account
number, account name, and sometimes PIN).
Can I Use Someone’s Passport To Open A GCB Account
No, for people of age, I mean grown-ups per the statutory requirements of the nation. You cannot sometimes use a passport or national identification document card, and you need to register using a means of identification reflecting all your bios and other essential information.
However, Ghana Commercial Bank permits someone to use their passport or other national identification to register an account for a minor (i.e., people up to age 17).
You can use your ID card or passport to guarantee and authenticates the kid’s account so that when the kid is of age, they can change the details of the account.
Can I Open A GCB Account With Health Insurance Card
At the time of writing this guide, Ghana Commercial Bank did not include the National Health Insurance Card as the list of required documents for opening an account at any of their branches.
So if your only means of identification is the health insurance card, I will implore you to get another means of identification, either going to register for the Ghana Card or Voter’s ID.