Are you thinking about how to close your FNB premier account and don’t now have to go about it? You have come to the right place for the answer.
I have this article for you. In this guide, we shall give you a step by step guidelines on how to close FNB Premier Account in South Africa.
What You Need To Do Before Closing Your FNB Premier Account
But before diving into how to close the account, there are a number of things you ought to do first to make the process smooth.
These are some of the mistakes many people make, and when they request to close the account, the bank rejects it.
Make sure your account has no negative balance
When you have a negative balance in your account, the bank will decline your request to cancel the account.
You may wonder why the negative balance.
There is a monthly fee to use the FNB premier account, and even if you have not been using the account, the bank posts the fee to the account as debt.
You have to repay the debt posted in your account before requesting to close the account.
Note that even if you ignore closing the account, the bank will go ahead and post the fee and deem it as debt, and contact the debt board to collect it.
Ensure the account balance
If you have funds in your FNB account, you have to either withdraw the money or transfer it to another account and request the cancellation.
Ensure no payments is made to the account
The process to cancel an account may take even two weeks, and in case any money is paid to the account, the whole process is interfered with.
Thus, you have to cancel all payments associated with the account, especially if you have a credit card or automatic payment linked to the account.
How to Cancel FNB Premier Account
If you have checked the above issues and settled all of them, you can request account cancellation.
The following are ways you can cancel your FNB Premier account.
1. Send an email to the bank
If you have made up your mind, you no longer want to have an FNB Premier account.
You can send your account cancellation to FNB customer care at firstname.lastname@example.org.
2. Call FNB customer care To Close Your Account
You can also call FNB customer care to request to initiate the process of closing your FNB Premier account.
FNB South Africa’s customer care phone number is 087-575-9404.
3. Visit the nearest FNB branch In South Africa To Close Your Premier account
There are FNB branches across South Africa, and you can visit near you to request them to close the account.
That is all we have for you about how to close the FNB Premier account.